The list of documents that must be submitted in case you are availing yourself of a loan from HDFC Bank are mentioned below:

Before Sanction

1. Educational Certificates and Admission Documents
   1. Mark sheets/passing certificates of SSC, HSC or Degree courses
   2. Copy of admission letter of the institute
   3. Fees schedule of the institute
2. Know Your Customer (KYC) Documents
   1. Proof of address: Voter ID card, Aadhar Card, Water/ Liquid Petroleum Gas (LPG)/ Electricity bill, Passport, Current house lease agreement
   2. Proof of identity: Permanent Account Number (PAN) card, Aadhar Card, Driving License
   3. Proof of signature: Permanent Account Number (PAN) Card, Passport
   4. Proof of age: Birth certificate, Aadhar card, Voter ID card, PAN card
3. Income Proof Documents
   1. Bank statement for the last six months (salary account)
   2. Last two months salary slips carrying date of joining
   3. Proof of turnover
   4. Audited Balance Sheet for the last two years
   5. Income Tax Returns (ITR) for the last two years
   6. Qualification proof
   7. Bank statement for the last six months
   8. Audited Balance Sheet for the last two years
   9. Income Tax Returns (ITR) for the last two years
4. Duly filled Application Form
5. Two photographs (passport-sized)

After Sanction

• In case the mode of payment is SI and ACH, three Security PDCs must be provided
• Automated Clearing House (ACH)/ Post Date Cheques (PDCs) or Standing Instruction (SI) mandate.
• The applicant and co-applicant must submit the completed loan agreement that is signed

Any other documents that have been requested by the bank must be submitted as well.

When you have put together all these required documents in place, you can be assured that your loan application process will be smooth and hassle-free.